Senior Credit Manager, Mid-Ticket Credit Underwriting

Altius Search Group is seeking an experienced Senior Credit Manager to lead a team of commercial credit analysts while maintaining responsibility for complex equipment finance underwriting and credit decisions. This role is fully remote and combines hands-on underwriting with team leadership, coaching, and credit policy development.

Key responsibilities

• Lead and manage a team of Mid-Ticket Credit Analysts, establishing performance expectations and providing regular mentorship.
• Underwrite commercial equipment finance transactions across diverse industries, conducting thorough due diligence and financial analysis.
• Evaluate cash flow, leverage, liquidity, and equipment risk to develop appropriate transaction structures.
• Present clear credit recommendations to the Credit Committee and senior management.
• Partner with Sales and other internal departments to structure transactions that balance credit quality with business objectives.

Requirements

• Minimum of 10 years of commercial credit underwriting or risk-management experience, specifically within the equipment finance industry.
• At least five years of direct leadership experience overseeing commercial credit professionals.
• Expert knowledge of financial statement analysis, including balance sheets, income statements, and tax returns.
• Proven ability to manage multiple priorities in a fast-paced, high-volume environment.
• Excellent communication skills with experience presenting complex credit situations to senior stakeholders.

What we offer

• The opportunity to lead and develop a high-performing underwriting team in a fully remote environment.
• Active involvement in both strategic credit policy development and hands-on transaction underwriting.
• A collaborative culture that values ethical conduct, sound judgment, and professional growth.