UniCredit is a leading European financial group currently building a modern, digital-first banking model that combines fintech agility with the stability of a universal bank. We are seeking a Credit Risk & ECL Expert to join our team and contribute to the future of European banking by managing complex risk frameworks and data-driven reporting.
Key responsibilities
- Execute and oversee credit risk provisioning calculations in accordance with IFRS9 and local reporting standards.
- Define, implement, and refine policies governing ECL methodologies and frameworks.
- Develop and maintain IT systems and tools to support automated ECL processing.
- Design and optimize data flows feeding central group-level reporting engines and calculation platforms.
- Partner with cross-functional teams to deliver accurate, compliant risk reporting and forecasting.
Requirements
- Proven experience in credit risk modelling and data analysis, specifically with PD, LGD, and CCF parameters.
- Advanced degree in Finance, Statistics, Computer Science, Mathematics, or Econometrics.
- In-depth knowledge of IFRS9 standards and EBA regulatory requirements.
- Proficiency in SQL and strong analytical skills.
- Full professional fluency in English and Polish.
What we offer
- Opportunity to work in an innovative, digital bank applying state-of-the-art technologies.
- Individual Development Budget dedicated to enhancing your professional skills.
- VIP-level private medical care for you and your family, including dental and hospitalization.
- Support for well-being through covered psychological consultations and a co-sponsored Multisport card.
- High-quality hardware, including an Apple MacBook, to ensure the best user experience.