Contract Due Diligence Underwriter

Maxwell is a mission-driven company dedicated to democratizing the mortgage process by enhancing efficiency and accessibility for lenders and borrowers alike. As a Contract Due Diligence Underwriter, you will play a critical role in maintaining the integrity of our loan manufacturing process by applying rigorous standards to a wide range of mortgage products.

Key responsibilities

• Review mortgage loan files to ensure accuracy and verify the presence of all required documentation.
• Perform due diligence on residential mortgage applications to ensure compliance with investor guidelines and AUS requirements.
• Analyze borrower credit profiles, collateral, and capacity to repay, including complex income calculations.
• Execute risk analysis and make informed decisions regarding identified deficiencies.
• Manage pipeline workloads efficiently to meet production goals while adhering to audit standards.

Requirements

• Strong working knowledge and experience in the LauraMac Due Diligence software system.
• Minimum 5 years of underwriting experience, with at least 1 year of specific Due Diligence experience.
• Deep understanding of Fannie Mae/Freddie Mac guidelines, QM/ATR, and Non-QM loan processes.
• Proficiency in analyzing DSCR/business purpose loans and performing appraisal reviews.
• Excellent analytical skills with the ability to multitask in a high-volume environment.

What we offer

• The opportunity to work in a supportive, diverse, and inclusive culture centered on core values like Rigor and Kindness.
• A fully remote work environment that trusts and empowers team members to solve real-world problems.
• Engagement in a mission to reshape the mortgage industry and promote financial empowerment.